Sr. Dir of Bureau and Alternative Data

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Identify and evaluate new data sources to complement traditional bureau data. Partner with AI/ML teams to unlock the potential of external data in predictive modeling and decisioning. Ensure access, consumption, and management of external data assets are optimized by working backwards from the customer. Manage vendor relationships, including selection, contracting, onboarding, operations, and performance management. Build, lead, and develop a high-performing team of data product managers, analysts and data scientists. Collaborate cross-functionally with Legal, Compliance, Credit/Fraud Risk, Technology, Product, Data Science, AI, Modeling and Analytics teams. Serve as the face of the bureau and alternative data function to internal and external executives, regulators, and data providers. Lead contract negotiations and strategic partnerships with data vendors and bureaus. 15+ years of experience working with credit bureau and alternative data sources, with a track record of deploying these assets to drive business impact in lending or credit risk functions. 10+ years of hands-on experience managing data acquisition, integration, and usage for strategy, modeling, and reporting. 10+ years of building and deploying data products and platforms. Strong command of data architecture, pipelines, and governance frameworks. Lead data science and engineering teams and use AI/ML to enhance data value. Experience managing data as a product and platforms with a strong grasp of product lifecycle, internal customer needs, go-to-market strategies, and measurement metrics. Ability to assess quality and optimize performance. In-depth understanding of relevant regulatory environments (e.g., FCRA, ECOA, GLBA, GDPR), especially as they apply to data sourcing, usage, and bureau reporting. Experience interfacing with legal, compliance, and audit functions to ensure controls and traceability. Demonstrated impact across consumer, merchant, and/or global credit products, with a nuanced understanding of credit lifecycle use cases (e.g., underwriting, portfolio management, collections). Proven ability to develop data strategies aligned with broader credit, risk, and customer experience goals. Outstanding written and verbal communication skills, with the ability to simplify complexity and drive alignment at the executive level. Trusted relationship builder with internal stakeholders and external data providers; adept in managing sensitive negotiations and building long-term partnerships. Experience building, mentoring, and scaling diverse, high-performing teams. Track record of developing talent and fostering a culture of innovation, accountability, and customer obsession. Master's degree in a quantitative technical, or business discipline (i.e., Computer Science, Data Science, Engineering, Economics, or Finance). PhD in data-intensive or decision science domains is a plus. Certifications in AI/ML, data privacy, or regulatory compliance is a plus. 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